DO IT YOURSELF LOAN MODIFICATION
"Negotiate Your Own Loan Modification Today!"
Unlock the secret that Lenders and Investors don't want you to know! Now is the time to modify! Who knows how long these programs will last? You must take advantage of the stimulus package, lenders are getting $$$ from the US government to fund these programs and offer you better terms on your current home loan You can negotiate your own loan modification and save thousands! Don't pay high priced brokers that got you in this mess in the first place thousands of dollars! No Way!
Take responsibility and negotiate your own loan modification, we will give you all the tools you will need negotiate your interest rate, payments and in some cases principal balance owed! That's right; you may owe less and save thousand using the techniques in this program!
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All u have to do is apply for the loan modification. You upload, email or fax the documents to us. We review your documents and prepare the NPV and the package. Once the mod package is reviewed we will fax a copy to your lender and email your the package to you for follow up for a small fee of $699.99.
Call Now to speak to a Loan Modification Specialist!
We are currently assisting Homeowners with loan modifications and the Making Home Affordable HAMP program along with the following lenders and/ or servicers: Citi Mortgage, Bank of America, Countrywide, Wachovia, Wells Fargo, GMAC, HSBC, Beneficial, HFC, Litton Loan Services, One West, Indy Mac Bank, Chase, JP Morgan Chase, Aurora, Saxon Mortgage, OCWEN, LBPS, EMC, Wilshire Credit Corp., MetLife, Fannie Mae and Freddie Mac among many others.
What is a loan modification?
A Loan Modification will change your existing mortgage note and give you a fresh new start in managing your home. These changes can be in your interest rate, length (term) of the loan, missed payments and late charges can be waived or added to principle, change from ARM mortgage to a fixed. There are several other possibilities and modifications that can be made. But it is on a case by case basis.
Do I have enough to time to stop Foreclosure?
Up until the foreclosure sale occurs there is still hope. If a sale date for your house has been set you need to act fast. We have stopped sales set for the next day, but this is very risky and some lenders will not agree to it. Your best option is to take action immediately to stop foreclosure before it goes too far.
What do you need from me to get the process started
During the free consultation, one of our loan modification experts will analyze your financial situation to determine which service best fits your needs. We will need about 15-30 minutes of your time. It’s best if you have a mortgage statement handy for accurate figures and a good idea of your monthly budget (income and expenses). We will be able to determine, at the end of the call, if you are a qualified candidate for a loan modification.
A loan workout is just another term for loan modification. However it is more of a broad term and can be applied to several other loss mitigation techniques, such as negotiating a short sale and a deed in lieu of foreclosure. What is a loan forbearance?
A forbearance is a special agreement between the lender and the borrower to delay a foreclosure. The literal meaning of forbearance is "holding back."
To avoid foreclosure, the lender and the borrower can make an agreement called "forbearance". According to this agreement, the lender delays his right to exercise foreclosure if the borrower can catch up to his payment schedule in a certain time. This period and the payment plan depend on the details of the agreement that are accepted by both parties.
Forbearance is usually for temporary financial problems.